Disclaimer

Nothing on our Service constitutes professional financial, investment, tax, or legal advice. You should not rely on any content as a substitute for advice from a qualified professional familiar with your personal financial situation. Always consult a licensed advisor before making any financial decisions.

All charts, tools, calculators, and visuals are designed to help you understand basic financial concepts (e.g. budgeting, saving, and spending). They are not predictive tools and do not guarantee results.

Our Service may include links to third-party websites or services, and may embed third-party data (e.g., exchange rates or bank data via Plaid). We do not control or endorse the accuracy, security, or reliability of these services. You use them at your own risk and subject to their terms.

Pickl relies on external APIs (such as Plaid) to fetch financial account data with your consent. While we strive for reliability, delays, missing transactions, or temporary outages may occur. We are not responsible for losses caused by technical issues, data latency, or interruptions in service.

Your use of Pickl does not create a fiduciary, advisory, or client relationship between you and Pickl Finance, Inc. We do not act as your financial advisor or agent.

Pickl includes a virtual stock exchange feature that mirrors real-world market data for educational purposes. Users can simulate trades using credits earned by maintaining strong spending scores. These credits have no monetary value,cannot be exchanged for real currency or assets, and do not represent real ownership or investment in actual securities.

While the prices and movement in the simulation may reflect real market data, all trading is virtual only. No real money is involved, and simulated performance does not guarantee or imply future investment results.

To the fullest extent permitted by law, Pickl Finance, Inc. (a corporation in formation; state of incorporation pending), including its officers, directors, employees, and affiliates, will not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use the Service— even if advised of the possibility of such damages.

This Disclaimer is subject to and forms part of our Terms & Conditions. Please review them for additional limitations and legal terms.

We may update this Disclaimer from time to time. The "Effective date" above reflects the most recent version. Continued use of the Service after updates constitutes acceptance of the revised terms.